How To Save Your First $100K for a Vancouver Home in 2026
The first $100k is the hardest. In Vancouver, it's the entry ticket. Here is how to accelerate the process.
Maximize the FHSA
The First Home Savings Account is free money. Contribute $8k/year. You get the tax refund (reinvest that!) and tax-free growth. Over 5 years, two partners can build $80k+ here alone.
The "Housing Gap" Lifestyle
Live like a student for 3 years. Co-living, no car, cooking at home. It's a sacrifice, but saving $2,000/month on rent/lifestyle = $72,000 in 3 years.
Frequently Asked Questions
Everything you need to know about this topic. Can't find the answer you're looking for? Reach out to our team.
If you plan to buy in <3 years, keep it safe (GICs/HISA). The stock market is too volatile for short-term funds.
Yes, the Home Buyers Plan lets you withdraw $60k tax-free. Combined with FHSA, you have your down payment.